Coverages We Offer

Home and Auto

 

Your home and auto policies are the most common among the insurance policies, as you have to have Auto insurance to legally drive a vehicle, and mortgage companies require you to have it on your home. Looking over these policies are yearly are very important to make sure you are adequately covered as time passes on.

Commercial Insurance

 

Commercial Insurance can be overwhelming to say the least. With all of the different kinds of commercial insurance and all of the Certificates of Insurance (COI) having to be sent out its good to have an agent who is willing to be there for you 24/7 and even holidays when you need something taken care of. We handle those things like they were our own business.

Farm and Ranch

 

Farm and Ranch policies are probably the most confusing, in that you have to make sure that barns, cattle, tractors and other equipment are all covered properly. We do a lot of Farm and Ranch policies because we understand that it’s our responsibility to make sure we reach out to our Farmers and Ranchers certain times of the year to meet with them as they are busy taking care of their land and making sure we have food on our tables.

Life Insurance

 

Life insurance is probably the most important of all insurances, however, you are not required to have it. Here we will do a review to see what, if any, need you may have for this. The most important thing here is to know that this is your legacy not for you to have yourself. This is for your family when you are gone.

Rental Properties

 

Rental Properties are a special case, as you don’t live in the home, but you definitely want to make sure that it is insured correctly so that if you do have a loss then you are compensated correctly.

Renters Insurance

 

Renters insurance, not to be confused with Rental Property insurance, is covering your personal belongings if you are the person RENTING a house or apartment etc. Your landlord will be paid for his/her home, why would you not cover your belongings in the case of a total loss. In most cases this coverage is very affordable.

Builders Risk

 

Builders Risk is a policy to protect your home when being remodeled or built new. This coverage is required by most mortgage/lenders for coverage to the property itself but not your personal property.